Net Proceeds

For sellers

Thinking of selling? See what you'd actually walk away with — including HARPTA, the Hawaii withholding most sites never mention.

$
$
%

Non-resident sellers have 7.25% (HARPTA) withheld at closing.

Sets the conveyance-tax rate — owner-occupant sales pay less.

$
Sale price$—
Mortgage payoff
Commission
Conveyance tax
Escrow & title (est.)
Credits / repairs
HARPTA withholding
Est. net at closing$—
You keep about

Estimates only. Conveyance tax uses Hawaii's current owner-occupant vs. investor schedules (HRS ch. 247). HARPTA (7.25% of sale price) is a withholding on non-Hawaii-resident sellers — often partly refundable after you file, and reducible up front with Form N-288C. Generally exempt if you're a Hawaii resident, doing a 1031 exchange, or selling at a loss. Foreign sellers also face FIRPTA (15% federal). Escrow/title is a rough estimate and varies by price. Want an exact, line-by-line net sheet for your home? Ask Wendell.

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